Earning Passive Income through Mortgage Notes is the answer. At Note Investor University (NIU) our mission is to teach our students how to find and purchase no less than 3 Mortgage Notes within the first year of signing up for the NIU Mentorship Program. Students of the program also get exclusive access to fully Mortgage Notes available for sale. Watch this video to learn more and let us help you start your journey to financial freedom today.
Proven Path To Freedom
Financial Independence: Your New Reality
Generate consistent monthly passive income
Create multiple revenue streams beyond traditional employment
Build a financial cushion that gives you true choice and flexibility
Retire Early: Redefine Your Life's Timeline
Break free from the traditional 40-year work model
Design a retirement that starts when YOU want
Create sustainable income that doesn't depend on a job
Travel, pursue passions, and live life on your own terms
Elevate Your Lifestyle
Transform from financial survival to financial abundance
Upgrade your living standards without trading more hours
Experience luxury, comfort, and experiences previously out of reach
Fund your dreams without compromise
Secure a Lasting Legacy
Build wealth that extends beyond your personal journey
Create generational financial security for your family
Establish a financial foundation that empowers future generations
Leave a blueprint of financial intelligence and opportunity

"As a student of the Note Investor University, you will learn all of the skills, techniques and strategies that are taught in programs costing $10,000 to $30,000. I do not charge high coaching fees because my objective is to help more people obtain financial freedom as Note Investors. Note Investing has provided me with complete financial freedom...I want to 'pay it forward'."
Desi Arnaz
Founder & Lead Mentor
See what our students say
★★★★★
“I joined the community in the Summer. Since then, I have studied the content of the courses. The content is superb! I have learned an incredible amount of material from the content as well as the other members of the group"

Airline Pilot
★★★★★
"I love the coaching calls and program that Desi and Patrick have. They walk you through everything and are always there to help and answer your questions. I have learned so much from the calls and am excited to be a part of this community."

Investor
★★★★★
"The Mastermind Group has been very valuable for meeting other like-minded people and for sharing information. I have learned a lot about Notes and feel more confident about Note investing. . I highly recommend becoming involved in the community"

Dentist - Inventor
★★★★★
"As a Realtor(Broker) and being in the business for over 15 years, I spent thousands and thousands of dollars on real estate seminars, courses and guru's. And honestly speaking when I came across your course it was an eye opener. I am ready to invest in the future of my family. For me it's all about leaving a legacy. I sincerely thank you."

Real Estate Broker & Investor
★★★★★
"The Millionaire Maker Note Investing program has provided me with a wealth of knowledge on my path to becoming a seasoned note investor. I highly recommend becoming a member of one of the best note communities in the industry!"

Professional Note Investor
★★★★★
"I believe education and support are essential to start a business. The strategies and knowledge I have learned with Desi's mentoring has been so beneficial to my Note business journey! Desi's kindness and reliability has also been a great attribute to me. I am glad I joined this mentoring support group. Thank you Desi!"

Entrepreneur - Investor
Watch Video Testimonials
Transformational Journey
What if Mortgage Notes are the answer you've been looking for?
What if you could wake up feeling free, energized, and excited about your future—instead of stuck in the same routine?
What if you could spend your time doing what truly matters—without constantly worrying about money?
This Mentorship Program Was Designed for That Exact Purpose. Imagine:
Starting your day on your terms. No alarms, no rushing—just complete control over your schedule.
Having the freedom to work when you want, where you want. Whether it's from home, a beachfront villa, or anywhere in the world.
Spending more time with the people you love. No more missing out on life's moments because you're too busy working.
Knowing your money is working for you—creating wealth and security, even when you're not actively working.
Build a consistent, reliable income stream that gives you freedom from the 9-5 grind.
Replace stress with confidence by knowing exactly how to grow your wealth.
If You're Feeling:
Stuck in a never-ending routine, longing for more freedom.
Exhausted from working hard but never feeling truly secure.
Like life is passing by while you're too busy making ends meet

Disclaimer:
This website is operated and maintained by Note Investor University — an education and training company specializing in mortgage note investing. We do not sell a business opportunity, a "get rich quick" program, or a guaranteed money-making system. We do not make earnings claims or guarantee financial success or specific investment outcomes.
Investment risk: Investing in mortgage notes, like any investment, carries inherent risk, and it is possible to lose some or all of your investment. The strategies taught are general in nature and may not suit every individual or situation. We do not provide personalized financial, legal or investment advice.
Testimonials: Any testimonials or success stories represent individual experiences and do not guarantee similar results. Outcomes vary and depend on individual effort, skill, market conditions and other factors.
This site is not affiliated with or endorsed by any third-party platform. All trademarks are the property of their respective owners.
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