Wealth isn't just earned. It's built to last generations.
"We believe most Americans were never taught how wealth is actually created or transferred across generations. Our mission is to help families build real wealth, real income and a financial legacy that lasts for generations."
— Desi Arnaz
Wealth isn't just earned. It's built to last generations.
"We believe most Americans were never taught how wealth is actually created or transferred across generations. Our mission is to help families build real wealth, real income and a financial legacy that lasts for generations."
— Desi Arnaz
Everything you need to become a confident, cash-flowing note investor
Curriculum
6 Core Modules
A step-by-step path from your first note to a scalable portfolio.
Live Training
7 Masterclasses
Deep dives on deal structuring, risk, and portfolio growth.
Docs & Templates
Toolkit
A step-by-step path from your first note to a scalable portfolio.
Coaching
Weekly Live Calls
Bring your deals to Desi & Patrick for direct feedback.
Deal Flow
Note Vault Access
An ongoing library of real deals and buying opportunities.
12 Months of Hands-On Coaching
Including how to raise private capital so you can grow your portfolio faster than going it alone.
LEARN ABOUT OUR
EXPERT MENTORS
Exclusive mentorship opportunity
This is a unique opportunity to learn from a top industry expert and gain real, actionable insights to take your real estate investments to the next level. Aside from being a co-founder of Note Investor University and managing a multi-million-dollar hedge fund, Desi Arnaz is also the author of the book Family Circle of Wealth. Desi has taken his years of experience and knowledge and designed a mentorship training program that will help you reach your goals, whatever they may be. With a proven track record of success over a 40-year career, don't miss the chance to learn from Desi firsthand.
Meet Our Lead
Instructors & Fund Managers
Desi Arnaz
Founder & Lead Mentor
Founder of Note Investor University • Author of Family Circle of Wealth
Desi Arnaz is a Professional Investor & Co-founder of Note Investor University. He teaches investors how to safely & profitably invest in mortgage-backed Promissory Notes. He is also the Managing Partner of the Everly Mae Real Estate Fund, a $20 Million hedge fund that sells notes to individual investors and to other funds. Desi is a frequent guest speaker at Note Investing Conferences and REIA Meetings nationwide.
He has been a full-time Investor and Real Estate Broker since 1982. However, after discovering note investing in 2013, he and his wife Patricia decided to liquidate their "brick & mortar" real estate portfolio and go all-in on the "paper" side of real estate. Desi loves Note investing and freely shares his knowledge & experience on his website and YouTube channel. You will enjoy his stories as he shares real life case studies and valuable techniques.
"As a student of the Note Investor University, you will learn all of the skills, techniques and strategies that are taught in programs costing $25,000 to $50,000. My objective is to help more people obtain financial freedom as Note Investors. Note Investing has provided me with complete financial freedom... I want to 'pay it forward'."
— Desi Arnaz
Patrick Franz
Fund Manager | Everly Mae Capital Group
Co-Founder of Note Investor University
Patrick Franz is an entrepreneur and investor relations leader with more than two decades of experience in sales, technology, and real estate finance.
As Co-Founder and Investor Relations Director of Everly Mae Investments, Patrick helps accredited investors move beyond market speculation into real estate-secured income — becoming the bank, not the borrower. His path began in sales at 15, and by 19 he was raising venture capital for startup .com companies. He went on to found a technology company that was successfully acquired in 2011, trained sales teams for one of the West Coast’s largest home remodeling firms, and served as branch manager for US Remodelers following its acquisition by Home Depot.
That breadth of experience — raising capital, building companies, and leading sales organizations — shapes how Patrick guides investors today: with clarity, confidence, and a focus on capital preservation, dependable cash flow, and lasting peace of mind.
Bethany Humphries
Fund Manager | Everly Mae Capital Group
Instructor for Note Investor University
Bethany Humphries is a Professional Investor and Fund Manager at Everly Mae Capital Group, where she co-manages the $20 million Everly Mae Real Estate Fund alongside her father and mentor, Desi Arnaz. She has been active in the mortgage note space since 2012, starting her career working directly with her dad and learning the business from the ground up.
Over the years, Bethany has helped build and systematize the operations behind a multi-million-dollar mortgage note fund, overseeing investor relations, capital raising, portfolio management, and fund administration while leading a growing team.
As an Instructor for Note Investor University, Bethany teaches due diligence — equipping students with the skills to properly evaluate mortgage notes, assess risk, review collateral, and make informed investment decisions. Her focus is on helping investors protect their capital by understanding exactly what they are buying before they deploy funds.
Her mission is to make note investing clear, disciplined, and approachable so more investors can build sustainable income with confidence.
Meet Our Lead Instructors & Fund Managers
Desi Arnaz
Founder & Lead Mentor
Founder of Note Investor University • Author of Family Circle of Wealth
Desi Arnaz is a Professional Investor & Co-founder of Note Investor University. He teaches investors how to safely & profitably invest in mortgage-backed Promissory Notes. He is also the Managing Partner of the Everly Mae Real Estate Fund, a $20 Million hedge fund that sells notes to individual investors and to other funds. Desi is a frequent guest speaker at Note Investing Conferences and REIA Meetings nationwide.
He has been a full-time Investor and Real Estate Broker since 1982. However, after discovering note investing in 2013, he and his wife Patricia decided to liquidate their "brick & mortar" real estate portfolio and go all-in on the "paper" side of real estate. Desi loves Note investing and freely shares his knowledge & experience on his website and YouTube channel. You will enjoy his stories as he shares real life case studies and valuable techniques.
"As a student of the Note Investor University, you will learn all of the skills, techniques and strategies that are taught in programs costing $25,000 to $50,000. My objective is to help more people obtain financial freedom as Note Investors. Note Investing has provided me with complete financial freedom... I want to 'pay it forward'."
— Desi Arnaz
Patrick Franz
Fund Manager | Everly Mae Capital Group
Co-Founder of Note Investor University
Patrick Franz is an entrepreneur and investor relations leader with more than two decades of experience in sales, technology, and real estate finance.
As Co-Founder and Investor Relations Director of Everly Mae Investments, Patrick helps accredited investors move beyond market speculation into real estate-secured income — becoming the bank, not the borrower. His path began in sales at 15, and by 19 he was raising venture capital for startup .com companies. He went on to found a technology company that was successfully acquired in 2011, trained sales teams for one of the West Coast’s largest home remodeling firms, and served as branch manager for US Remodelers following its acquisition by Home Depot.
That breadth of experience — raising capital, building companies, and leading sales organizations — shapes how Patrick guides investors today: with clarity, confidence, and a focus on capital preservation, dependable cash flow, and lasting peace of mind.
Bethany Humphries
Fund Manager | Everly Mae Capital Group
Instructor for Note Investor University
Bethany Humphries is a Professional Investor and Fund Manager at Everly Mae Capital Group, where she co-manages the $20 million Everly Mae Real Estate Fund alongside her father and mentor, Desi Arnaz. She has been active in the mortgage note space since 2012, starting her career working directly with her dad and learning the business from the ground up.
Over the years, Bethany has helped build and systematize the operations behind a multi-million-dollar mortgage note fund, overseeing investor relations, capital raising, portfolio management, and fund administration while leading a growing team.
As an Instructor for Note Investor University, Bethany teaches due diligence — equipping students with the skills to properly evaluate mortgage notes, assess risk, review collateral, and make informed investment decisions. Her focus is on helping investors protect their capital by understanding exactly what they are buying before they deploy funds.
Her mission is to make note investing clear, disciplined, and approachable so more investors can build sustainable income with confidence.
If you want to revolutionize your family's financial future, Desi and Note Investor University will help you do just that. You will receive comprehensive training to create, grow and preserve wealth across generations.
Learn practical strategies and a bullet-proof financial plan tailored for growing your family's wealth, generation after generation. The mentorship program is perfect for anyone who wants to leave a legacy of financial stability and prosperity.
Disclaimer:
This website is operated and maintained by Note Investor University — an education and training company specializing in mortgage note investing. We do not sell a business opportunity, a "get rich quick" program, or a guaranteed money-making system. We do not make earnings claims or guarantee financial success or specific investment outcomes.
Investment risk: Investing in mortgage notes, like any investment, carries inherent risk, and it is possible to lose some or all of your investment. The strategies taught are general in nature and may not suit every individual or situation. We do not provide personalized financial, legal or investment advice.
Testimonials: Any testimonials or success stories represent individual experiences and do not guarantee similar results. Outcomes vary and depend on individual effort, skill, market conditions and other factors.
This site is not affiliated with or endorsed by any third-party platform. All trademarks are the property of their respective owners.
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