Take control of your financial future and star living life on your terms.
Take control of your financial future and
start living life on your terms.
Mortgage note investing lets your money work for you: consistent monthly cash flow, no tenants, no toilets, no maintenance. Our mentorship is built to help you find and purchase your first notes and build lasting passive income.
Master Mortgage Note Investing with Confidence
Learn proven strategies to buy, evaluate, and profit from mortgage notes through
expert-led training, practical case studies, and a supportive investor community.
Your roadmap to financial freedom
Four pillars of a life on your terms
Financial Independence: Your New Reality
☑ Generate consistent monthly passive income
☑ Create multiple revenue streams beyond traditional employment
☑ Build a financial cushion that gives you true choice and flexibility
Retire Early: Redefine Your Life's Timeline
☑ Break free from the traditional 40-year work model
☑ Design a retirement that starts when YOU want
☑ Create sustainable income that doesn't depend on a job
☑ Travel, pursue passions, and live life on your own terms
Financial Survival to Financial Abundance
☑ Transform from financial survival to financial abundance
☑ Upgrade your living standards without trading more hours
☑ Experience luxury, comfort, and experiences previously out of reach
☑ Fund your dreams without compromise
Extends Beyond Your Personal Journey
☑ Build wealth that extends beyond your personal journey
☑ Create generational financial security for your family
☑ Establish a financial foundation that empowers future generations
☑ Leave a blueprint of financial intelligence and opportunity
A word from
the founder
A word from
the founder
As a student here, you'll learn the same skills, techniques and strategies taught in programs that cost $10,000 to $50,000. I don't charge high coaching fees — my objective is to help more people reach financial freedom as note investors. Note investing gave me complete freedom, and I want to pay it forward.
Founder & Lead Mentor
Desi Arnaz
See what our students say
See What Our Students Say
★★★★★
“I joined the community in the Summer. Since then, I have studied the content of the courses. The content is superb! I have learned an incredible amount of material from the content as well as the other members of the group"
Wayne K
Airline Pilot
★★★★★
"I love the coaching calls and program that Desi and Patrick have. They walk you through everything and are always there to help and answer your questions. I have learned so much from the calls and am excited to be a part of this community."
Laura Moore
Investor
★★★★★
"The Mastermind Group has been very valuable for meeting other like-minded people and for sharing information. I have learned a lot about Notes and feel more confident about Note investing. . I highly recommend becoming involved in the community"
Dr Robert M.
Dentist - Inventor
★★★★★
"As a Realtor(Broker) and being in the business for over 15 years, I spent thousands and thousands of dollars on real estate seminars, courses and guru's. And honestly speaking when I came across your course it was an eye opener. I am ready to invest in the future of my family. For me it's all about leaving a legacy. I sincerely thank you."
Kent M.
Real Estate Broker & Investor
★★★★★
"The Millionaire Maker Note Investing program has provided me with a wealth of knowledge on my path to becoming a seasoned note investor. I highly recommend becoming a member of one of the best note communities in the industry!"
William S.
Professional Note Investor
★★★★★
"I believe education and support are essential to start a business. The strategies and knowledge I have learned with Desi's mentoring has been so beneficial to my Note business journey! Desi's kindness and reliability has also been a great attribute to me. I am glad I joined this mentoring support group. Thank you Desi!"
Diana B.
Entrepreneur - Investor
Watch Video Testimonials
See What Our
Students Say
Imagine waking up free,
energized and excited about your future
✔ Imagine…
Starting your day on your terms — no alarms, no rushing.
Working when and where you want — home, beach, anywhere.
More time with the people you love, not missing the moments.
Knowing your money is working for you, even while you rest.
✖ If you're feeling…
Waking up stressed, rushed, and already thinking about work.
Feeling tied to a job that controls your time and freedom.
Missing important moments with family because work comes first.
Worrying that your money isn't growing or working toward your future.
What if notes are the answer?
Everything you need to buy your first notes
- 01Step-by-step note investing curriculumThe skills, techniques and strategies to find and evaluate deals.
- 02Live coaching calls with Desi & PatrickBring your questions and get walked through real scenarios.
- 03Access to notes for saleMembers get exclusive access to fully mortgage notes.
- 04A community of active investorsShare information and momentum with like-minded members.
Professional Note Investor Mentorship
$10k–$50k
A fraction of that
The same strategies as five-figure programs priced to help more people reach financial freedom, because the mission is to pay it forward.
QUESTIONs
Frequently asked
What exactly is mortgage note investing?
A mortgage note is the loan secured by real estate. When you buy the note, you step into the lender's shoes and collect the borrower's monthly payments — becoming the bank instead of the landlord.
Do I need to be an experienced investor?
No. The mentorship is built to take you from the fundamentals through finding and evaluating your first notes, with live coaching and a community to support you along the way.
How many notes will I realistically buy?
Our aim is to help students find and purchase their first notes within the first year in the program. Outcomes vary and depend on your effort, market conditions and other factors.
What makes NIU different from $10k–$50k programs?
You get the same core skills and strategies without the high coaching fees. The founder's goal is to help more people reach financial freedom rather than charge premium prices.
Do members get access to actual notes?
Yes — students of the program get exclusive access to mortgage notes available for sale.
Is my investment guaranteed?
No. Like any investment, note investing carries risk and you can lose some or all of your capital. NIU is an education company and does not provide personalized financial, legal or investment advice.
Break free from the 9-to-5 grind
Start your journey to
financial freedom
today
If you're serious about changing your financial future, don't wait. A limited number
of spots are available for those ready to become the bank.
◆ Limited spots · enrolling now ◆
Disclaimer:
This website is operated and maintained by Note Investor University — an education and training company specializing in mortgage note investing. We do not sell a business opportunity, a "get rich quick" program, or a guaranteed money-making system. We do not make earnings claims or guarantee financial success or specific investment outcomes.
Investment risk: Investing in mortgage notes, like any investment, carries inherent risk, and it is possible to lose some or all of your investment. The strategies taught are general in nature and may not suit every individual or situation. We do not provide personalized financial, legal or investment advice.
Testimonials: Any testimonials or success stories represent individual experiences and do not guarantee similar results. Outcomes vary and depend on individual effort, skill, market conditions and other factors.
This site is not affiliated with or endorsed by any third-party platform. All trademarks are the property of their respective owners.
© 2026 Note Investor University Inc. All rights reserved. · This is a design concept.