For BUSY PROFESSIONALS Ready to Earn More… Stress Less… And Live More…
Become a Mortgage Note Investor – Without Tenants, Toilets, or Termites
Discover how to generate passive income from real estate by owning the paper, not the property. Book a free call to see if note investing is right for you.
Apply For Note Mentorship
Break Free from the 9-to-5 Grind and Create the Life You've Always Dreamed Of
Learn how to Earn Consistent Monthly Cash Flow with Notes -Be the Bank
Imagine a life where your money works for you—consistent cash flow without tenants or maintenance. With mortgage note investing, you become the bank, earning passive income and building lasting wealth.
Why Book a Call with Note Investor University?
Are you looking for consistent cash flow and long-term wealth without the hassles of being a landlord? Mortgage note investing might be your perfect strategy. On this free call, we’ll break down how you can start earning monthly income by buying mortgage notes — with or without prior experience.
Learn How to Buy Notes Safely
Understand the proven systems used to purchase performing and non-performing mortgage notes.
Leverage Expert Guidance
Talk directly with a seasoned note investor who can help you avoid beginner mistakes.
Find the Right Strategy for You
Whether you want passive income, lump sum profits, or long-term gains, we’ll tailor a plan to your goals.
Right Now, Life Might Look Something Like This…
You wake up to an alarm clock, already feeling drained. Another long day ahead, packed with meetings, deadlines, and responsibilities.
You sit in traffic or rush from task to task, barely catching a moment to breathe. Your to-do list never seems to get shorter.
You spend hours working hard, but deep down, you wonder— Is this really what life is all about?
By the time you get home, you’re exhausted. You barely have energy for your family, let alone yourself.
And then the cycle repeats.
But what if things could be different?
What if you could wake up feeling free, energized, and excited about your future—instead of stuck in the same routine?
What if you could spend your time doing what truly matters—without constantly worrying about money?
This Mentorship Program Was Designed for That Exact Purpose.
Imagine:
✔ Starting your day on your terms. No alarms, no rushing—just complete control over your schedule.
✔ Having the freedom to work when you want, where you want. Whether it’s from home, a beachfront villa, or anywhere in the world.
✔ Spending more time with the people you love. No more missing out on life’s moments because you’re too busy working.
✔ Knowing your money is working for you—creating wealth and security, even when you’re not actively working.
This Isn’t Just a Dream—It’s a Proven Path to Financial Freedom.
With the right guidance, you can:
📌 Build a consistent, reliable income stream that gives you freedom from the 9-5 grind.
📌 Replace stress with confidence by knowing exactly how to grow your wealth.
📌 Stop trading time for money and start creating long-term financial security.
📌 Take back control of your life and focus on what truly matters.
If You’re Feeling:
❌ Stuck in a never-ending routine, longing for more freedom.
❌ Exhausted from working hard but never feeling truly secure.
❌ Like life is passing by while you're too busy making ends meet.
Then this is your chance to break free.
A limited number of spots are available for those ready to transform their financial future.
If you’re serious about making a change, don’t wait.
Ready to Learn the Smart Way to Invest in Real Estate Without Owning Property?
Click below to book your free strategy call and take the first step
toward becoming a mortgage note investor.
Click below to book your free strategy call and take the first step toward becoming a mortgage note investor.
Testimonials
What Our Students Say
and we're thrilled to share some of their feedback.
“I joined the community in the Summer. Since then, I have studied the content of the courses. The content is superb! I have learned an incredible amount of material from the content as well as the other members of the group.”
“I love the coaching calls and program that Desi and Patrick have. They walk you through everything and are always there to help and answer your questions. I have learned so much from the calls and am excited to be a part of this community.”
“The Mastermind Group has been very valuable for meeting other like minded people and for sharing information. I have learned a lot about Notes and feel more confident about Note investing.. I highly recommend becoming involved in the community.”
Wayne K.
Airline Pilot
Laura Moore
Investor
Dr Robert M.
Dentist - Investor
Testimonials
What Our Students Say
Wayne K.
Airline Pilot
“I joined the community in the Summer. Since then, I have studied the content of the courses. The content is superb! I have learned an incredible amount of material from the content as well as the other members of the group.”
Laura Moore
Investor
“I love the coaching calls and program that Desi and Patrick have. They walk you through everything and are always there to help and answer your questions. I have learned so much from the calls and am excited to be a part of this community.”
Dr Robert M.
Dentist - Investor
“The Mastermind Group has been very valuable for meeting other like-minded people and for sharing information. I have learned a lot about Notes and feel more confident about Note investing. . I highly recommend becoming involved in the community.”
Meet Your Instructors
Desi Arnaz
Desi Arnaz is a Professional Investor & Co-founder of the Note Investor University. He teaches investors how to safely & profitably invest in mortgage-backed Promissory Notes. He is also the Managing Partner of the Everly Mae Real Estate Fund, a $20Million hedge fund that sells notes to individual investors and to other funds. Desi is a frequent guest speaker at Note Investing Conferences and REIA Meetings nationwide. He has been a full-time Investor and Real Estate Broker since 1982. However, after discovering note investing in 2013, he and his wife Patricia decided to liquidate their “brick & mortar” real estate portfolio and go all-in on the “paper” side of real estate. Desi loves Note investing and freely shares his knowledge & experience on his website and Youtube channel. You will enjoy his stories as he shares real life case studies and valuable techniques.
"As a student of the Note Investor University, you will learn all of the skills, techniques and strategies that are taught in programs costing $10,000 to $30,000. My objective is to help more people obtain financial freedom as Note Investors. Note Investing has provided me with complete financial freedom... I want to "pay it forward".-Desi Arnaz
Patrick Franz
Professional Investor & Coach
Patrick Franz is a visionary investor, educator, and financial strategist renowned for helping everyday people break free from the financial matrix through creative and unconventional investing. With a background in high-ticket sales and a passion for personal growth, Patrick walked away from a 16-year career to forge a path in real estate and private lending—ultimately discovering one of the most powerful and overlooked investment strategies in modern finance: mortgage note investing.
As the founder of the “Invest Brilliantly” movement and co-creator of the Rhino Method, Patrick has taught thousands of entrepreneurs, real estate professionals, and aspiring investors how to generate passive income, build generational wealth, and take full control of their financial destiny. His educational platform, Note Investor University, provides step-by-step mentorship for those ready to transition from active income earners to true wealth builders.
Patrick’s story is one of bold reinvention, purpose-driven mentorship, and unwavering commitment to empowering others. Whether he’s speaking on stage, hosting a workshop, or working one-on-one with coaching clients, Patrick brings passion, integrity, and a refreshing perspective on what it really means to achieve financial freedom.
When he's not leading investments or coaching future wealth-builders, Patrick can be found enjoying life with his family, exploring new adventures, and living proof that financial independence is within reach for those who are brave enough to pursue it.
Meet Patrick Franz
Professional Investor & Coach
Patrick Franz is a visionary investor, educator, and financial strategist renowned for helping everyday people break free from the financial matrix through creative and unconventional investing. With a background in high-ticket sales and a passion for personal growth, Patrick walked away from a 16-year career to forge a path in real estate and private lending—ultimately discovering one of the most powerful and overlooked investment strategies in modern finance: mortgage note investing.
As the founder of the “Invest Brilliantly” movement and co-creator of the Rhino Method, Patrick has taught thousands of entrepreneurs, real estate professionals, and aspiring investors how to generate passive income, build generational wealth, and take full control of their financial destiny. His educational platform, Note Investor University, provides step-by-step mentorship for those ready to transition from active income earners to true wealth builders.
Patrick’s story is one of bold reinvention, purpose-driven mentorship, and unwavering commitment to empowering others. Whether he’s speaking on stage, hosting a workshop, or working one-on-one with coaching clients, Patrick brings passion, integrity, and a refreshing perspective on what it really means to achieve financial freedom.
When he's not leading investments or coaching future wealth-builders, Patrick can be found enjoying life with his family, exploring new adventures, and living proof that financial independence is within reach for those who are brave enough to pursue it.
More Testimonials
Devinder Khera
Campbell Cobb
Len Murphy
Diana Bonacasa
Pat Crowder
Kent Mc Guire
More Testimonials
Devinder Khera
Campbell Cobb
Len Murphy
Diana Bonacasa
Pat Crowder
Kent Mc Guire
This website is operated and maintained by Note Investor University.
Use of this website is governed by its Terms of Service, DMCA Policy, and Privacy Policy
Note Investor University is an education and training company specializing in mortgage note investing. We do not sell a business opportunity, a “get rich quick” program, or a guaranteed money-making system. Our training is designed to provide educational resources on mortgage note investing, but we do not guarantee financial success or specific investment outcomes. We do not make earnings claims, effort claims, or representations that our training will result in financial gains. All content is protected by copyright, and any unauthorized duplication, reproduction, or distribution is strictly prohibited.
Investment Risk Acknowledgment: Investing in mortgage notes, like any investment, carries inherent risks, and it is possible to lose some or all of your investment. The strategies taught in our programs are general in nature and may not be suitable for every individual or situation. We do not provide personalized financial, legal, or investment advice. We make no representations about the probability that any actual or hypothetical investment will achieve a particular result.
Testimonials & Success Stories: Any testimonials, case studies, or success stories shared on this site represent individual experiences and do not guarantee similar results. Outcomes vary and depend on multiple factors, including individual effort, skill level, market conditions, and other external variables. Many participants may not implement the training or may experience different levels of success.
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For inquiries, please contact: Note Investor University